Finance

We know that purchasing a vehicle is a big investment for most people and we’re dedicated to making the buying process as straightforward and hassle-free for our customers as possible. We can help you create a finance package that could get you behind the wheel of your dream bike. 

Finance is often a major part of our customers’ car-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind. As a Financial Conduct Authority (FCA) registered dealership, we have developed relationships with a wide range of lenders nationwide for your convenience.

Bike Finance Explained

There are three main types of finance deals that you might want to consider:

Hire Purchase

Sometimes just referred to as HP, this loan is secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their bike. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the bike outright.

Personal Contract Purchase (PCP)

This is a good option for those who like to change their bike every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you can pay the rest of the balance, return the vehicle, or use any residual value on a deal with your next bike.

Personal Leasing (Contract Hire)

Contract Hire deals are very much like the PCP deals described above, however, you won’t have the option to buy the bike outright at the end of the deal. 

So, whatever your credit history, we are in a position to create the perfect finance solution for you. Get in touch with a member of our friendly team to find out what your options are.

P & P Motorcycles are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 672615 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We may receive a commission from some lenders/brokers for introducing customers to their products.